HIPAA Notice of Privacy Rights
Medicaid and the Children's Health Insurance Program (CHIP)
If you are eligible for health coverage from your employer, but are unable to afford the premiums, some States have premiums assistance programs that can help pay for coverage. These States use funds from their Medicaid or CHIP programs to help people who are eligible for their employer-sponsored health coverage, but need assistance in paying their health premiums.
Medicare Creditable Coverage Notice
Plans offering prescription drug benefits are required to conduct an actuarial analysis to determine if the prescription drug coverage is creditable, or expected to pay out as much as the standard Medicare prescription drug coverage. Notice of creditable/non-creditable coverage must be furnished to all active and retired employees age 65+ and/or active and retired employees with spouses age 65+ who participate in Wittenberg's group health plan.
Summary Annual Reports (SAR's)
The Employee Retirement Income Security Act of 1974 (ERISA) requires employers to furnish summary Annual Reports (SAR's) for covered benefit plans. These summaries contain certain financial information of the benefit plans sponsored by employers in a given plan year. As required, these SAR's are being made available to all employees and will be distributed on an annual basis.
Summary of Benefits and Coverage (SBC)
Summary Plan Descriptions (SPD's)
TIAA-CREF- Automatic Enrollment Notice
Notification of the TIAA-CREF automatic enrollment provision is required to be sent on an annual basis to participants in the plan. In addition, all new employees who are eligible to participate in the defined contribution plan account under the plan will also be notified of the automatic enrollment provision upon first becoming eligible.
TIAA-CREF - Fee Disclosure Notices
Under the Department of Labor (DOL) Section 404(a) regulation, qualified retirement plan sponsors must provide disclosures to participants on plan-related information and investment-related fees and information. Additionally, a quarterly report (statement) that includes fees deducted from participant accounts must be provided. These regulations require that participants be provided with sufficient information regarding the plan and the designated investment alternatives offered under it to make informed investment decisions.